Most accidents involving boats happen due to negligence by the captain or crew members who don’t know how to handle the boat or just plain forget to check their equipment.
So what should you do if you’re involved in a boating accident? Most boaters have insurance, whether it’s recreational or commercial, but many times the company won’t cover your injuries unless you file a claim.
When you hire a personal injury attorney, the Abogado en Fort Lauderdale por accidentes de canotaje will take care of filing these claims and help you get paid.
Procedure to be followed
The first thing you need to do is find an experienced personal injury lawyer. You want somebody who knows how to navigate the ins and outs of the legal system and has experience working on cases similar to yours.
Your lawyer should offer free consultations before taking your case, and they should be willing to work on a contingency basis, meaning that you only pay them if you win your case. Many lawyers charge $250-$500 per hour, but you can probably negotiate a lower rate depending on the complexity of your case.
If you were injured while on board your vessel, you may be able to sue under the Jones Act, which states that anyone injured aboard a vessel owned by a company or individual must bring a lawsuit in federal court.
If you are still determining whether you qualify, talk to your lawyer about it – you might not qualify. If you are on board someone else’s vessel, you can sue under general maritime law, which gives people the right to sue for damages stemming from any marine-related incident.
To successfully sue under the general maritime laws, you must prove that the owner was negligent, which means that you must show that he knew or should have known that there were dangerous conditions on board his boat.
If you suffer serious injuries, you may be eligible for compensation. Depending on the severity of your injuries, you could receive medical bills, lost wages, pain, suffering, and even property damage.
However, you may have trouble collecting financial compensation if you don’t have insurance on your boat. So when you’re looking for a personal injury attorney, ask questions about how well they will fight for your rights.
Find out if they have ever won any lawsuits and how much they charged clients for winning those cases. A good attorney will always tell you upfront what you can expect to win and lose and your chances of winning them.
1. Boat owners should have insurance coverage if they own boats. If they don’t, they are risking their family since the boat could cause injury or death.
2. A boat owner’s liability insurance policy can vary depending on whether they operate the watercraft solo or in a group. In general, liability insurance policies cover the following expenses for injuries caused by a vessel: medical bills, lost wages; pain and suffering; and property damage (see “Property Damage Liability Insurance”).
- To determine what type of insurance is appropriate for your situation, consider these factors:
a) whether you are carrying passengers;
b) the nature of the use of the boat;
c) the number of people using the boat;
d) where the accident happened; and
e) how much time has elapsed between the accident and filing the suit or claim?
4. When choosing an insurer, you should look for a policyholder who provides good customer service. Look for a company with a solid reputation and experience in dealing with personal injury claims. The best companies have staff members with experience in handling such cases.
5. The basic requirements for insuring a vessel are:
a) liability insurance with limits of $100,000 per person/$300,000 per occurrence;
b) cargo insurance of at least $500,000; and
c) hull insurance covering the vessel’s structure.
6. You should have liability and hull insurance even if you do not carry passengers. Hull insurance covers damages sustained to any part of the vessel, including its masts and rigging. Liability insurance covers payments for bodily injury and property damage caused by the negligent operation of the vessel.